Akulaku - Buy in I(nstallment without credit Card

The benefits of having an Akulaku account? Online credit is mushrooming in Indonesia. The existence of this loan facility is an alternative for those who fail to apply for credit card ownership. One of the online financing or credit providers in Indonesia is Akulaku, the largest online financial virtual credit application company in the Southeast Asian market. In Indonesia alone, Akulaku users cannot be underestimate. Data on the Google Play Store, this application has been downloaded more than 10 million times and has more than 400 thousand reviews. It has been widely trusted by users as an online credit application today, so what are the benefits of having an Akulaku account?

Apart from being easy to apply for credit compared to a credit card, the advantages of having an Akulaku account also seem to have been enjoyed by most users. Are you curious?

Online shopping on the Akulaku application or at e-commerce partners can now pay for with credit. The app also offers credit purchases, game vouchers, data packages, movie vouchers and aeroplane tickets.

Of course, to enjoy the benefits of Akulaku, you must be wise when you use your credit limit so that you don't get caught up in a pile of debt. Well, below will describe what the benefits of having an Akulaku account are. Listen carefully!

1. Safe transactions, registered and supervised by OJK

In carrying out financing or credit activities, Akulaku uses one of the affiliated companies, namely PT. Akulaku Finance, Indonesia. This finance company has been registered and has an official business license from the OJK (Financial Services Authority) with Registered Evidence No.KEP-436 / NB.11 / 2018.

2. Shop now, pay later

If you are a credit card user, you must be familiar with these benefits. Yes, Akulaku makes it easy for users to shop online on credit and pay later. 

With Akulaku, now online shopping at Shopee, Bukalapak, Blibli, JD and other e-commerce can be paid for with Akulaku Kredit, instalment tenors starting from 1, 2, 3, 6, 9, and 12 months.

Even though you will be paid later, as a user, you must pay the instalments that are due on the 25th of each month so you can continue to enjoy the Akulaku application.

3. KTA Kilat up to 2 million rupiahs liquid in 5 minutes

In addition to offering credit features, Akulaku also provides direct loans known as KTA Kilat. This feature can be enjoying users who already have credit to borrow up to IDR 2 million with a maximum period of up to 40 days.

Interestingly, KTA Kilat runs into user accounts in just 5 minutes. Cool, right?

4. Shop anywhere pay with Akulaku credit

Apart from online shopping credit, Akulaku also has a feature that allows users to pay for offline groceries. With Akulaku credit, users can pay for groceries by scanning the barcode in the application.

5. The credit application is only 5 minutes, can be enjoyed forever

To register for an Akulaku account and apply for a credit limit it doesn't take long, it only takes 5 minutes to process the application, but it can be enjoy forever.

Also, the requirements for submitting an Akulaku account are not as complicated as when submitting a credit card application.

6. Login surprise can iPoin

Apart from the things above, Akulaku also has exciting features that will spoil its loyal users. Why not, this online credit application provides rewards in the form of points for users who log in every day.

Points called Akupoin can be exchanged or converted into vouchers and can pay on the Akulaku application.

7. Instalment discount

Shopping in instalments can be discounted, Akulaku also provides discount instalment coupons that can use to cut monthly bills.

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